<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <url>
    <loc>https://vertrempel.com/articles</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-22</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2026-spring-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/6d5d175f-1d83-4040-8c2a-e5485f46c1a5/blake-carpenter-DECmqXFqAy0-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2026 Spring Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1758751638118-M9AQ4TR4QP2NGTWBU1NT/kobby-mendez-WZGdx3K3_tw-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2026 Spring Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/understanding-your-year-end-engagement-options</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/a796b995-7a71-4dca-946b-8701cd983e27/Levels+of+engagement.png</image:loc>
      <image:title>VR Articles - Understanding Your Year-End Engagement Options - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2025-winter-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/dd617703-9fce-40f5-b539-d9eb10bfcec8/kobby-mendez-WZGdx3K3_tw-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2025 Winter Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/fbf9fba8-ca14-46c6-bba7-4436c8bba673/lux-development-OJVJZ_O3LNk-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2025 Winter Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/how-to-use-the-client-portal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/054b9272-bf55-48a1-8568-b81388094360/Screenshot+2025-08-13+112354.png</image:loc>
      <image:title>VR Articles - How To Use The Client Portal - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/83108875-2483-4779-a6c3-39f0c00f6c2d/Screenshot+2026-01-14+142445.png</image:loc>
      <image:title>VR Articles - How To Use The Client Portal - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/7ef455f4-f996-4e6b-9db2-3f1f522ce9be/Screenshot+2026-01-14+142635.png</image:loc>
      <image:title>VR Articles - How To Use The Client Portal - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/what-should-you-ask-your-bookkeeper-throughout-the-year</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-22</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2025-fall-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/82dc6570-ad51-41af-86c3-f06b60ac63e2/lux-development-OJVJZ_O3LNk-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2025 Fall Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/fa7516e1-205d-4be9-a7bd-84279907b73c/zac-anderson-rauWKt-AVSo-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2025 Fall Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/holding-companies-what-are-they-and-when-would-you-use-one</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-22</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/spousal-separation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-22</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/personal-tax-instalments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-22</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2025-spring-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-02-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/877928c0-ab7d-4ee5-aa52-5f12de79e0cc/zac-anderson-rauWKt-AVSo-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2025 Spring Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/dc1a9815-cdff-4467-b25e-4d88b9125b93/IT%27S+TIME+TO+GET+THINGS+STARTED%21+%284%29+newsletter.png</image:loc>
      <image:title>VR Articles - 2025 Spring Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/home-office-expenses</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-13</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/year-end-bonus</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-12-16</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2024-winter-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/406cba64-a699-4b16-b9f8-bf8e37f9e16a/IT%27S+TIME+TO+GET+THINGS+STARTED%21+%284%29+newsletter.png</image:loc>
      <image:title>VR Articles - 2024 Winter Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/7a8b82b4-7298-4f6a-942f-d18244f95909/ab10ca5e-bc5b-08ce-8cd6-f7e7c96cfa8b.png</image:loc>
      <image:title>VR Articles - 2024 Winter Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/capital-gains-planning-considerations</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-10-30</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/capital-gains-answers-to-your-faq</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-18</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2024-fall-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/71ac0ae3-41d4-4f63-97bd-a108a640218f/jonas-denil-aFluZ6UAs4k-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2024 Fall Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/61f7bab8-11de-4db8-b256-7ca1ca1f5580/brice-cooper-ln19EgEWq6A-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2024 Fall Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2024federalbudget</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-06</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/family-tax-planning-adults</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-29</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/family-tax-planning-post-secondary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-29</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2024-spring-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/61f7bab8-11de-4db8-b256-7ca1ca1f5580/brice-cooper-ln19EgEWq6A-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2024 Spring Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/015567e6-f680-489b-bd0b-22e08f385bd5/markus-spiske-fWlOGWs_lHc-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2024 Spring Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/family-tax-planning-the-early-years</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-29</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/trust-series-practical-logistics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-14</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/trust-series-trust-tax-traps</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-14</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/trust-series-planning-opportunities-with-trusts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-14</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2023-winter-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/62231e59-61df-4b56-8290-c404f55ddefd/9.jpg</image:loc>
      <image:title>VR Articles - 2023 Winter Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/352fd778-4f79-4076-a30e-71579be3a083/photo-1628102491629-778571d893a3.jpg</image:loc>
      <image:title>VR Articles - 2023 Winter Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/trust-series-what-is-a-trust</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-14</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/bare-trusts-do-you-have-one-and-why-does-it-matter-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-01-23</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2023-summer-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1674230480927-E6B7EJX4QOL2GZFGUUBA/kyle-head-p6rNTdAPbuk-unsplash.jpg</image:loc>
      <image:title>VR Articles - 2023 Summer Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2023federalbudget</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/b82924e6-cdff-4332-ab95-73e8d356e150/Picture5.png</image:loc>
      <image:title>VR Articles - 2023 Federal Budget - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/get-ready-for-tax-season</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-01-22</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2023-q1-referral-prize-package-kaldc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/9ac8a778-48ef-46bb-90a2-59fd03c38e2f/Kananaskis_Nordic_Spa_Day_Trip_Image_Full_Width_001_02122019_0.jpg</image:loc>
      <image:title>VR Articles - 2023 Q1 Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/tax-filings-at-death-part-1-the-final-tax-return-wdcs5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-08-14</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/tax-filings-at-death-part-1-the-final-tax-return</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-11-21</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2022-q4-referrel-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/8b402691-c484-4407-ba2f-bdf4e351af6e/MickelsonNational_Gallery4.jpg</image:loc>
      <image:title>VR Articles - 2022 Q4 Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/what-you-need-to-know-about-an-ita-section-851-rollover</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-13</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/spousal-loans</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-01-17</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2022-q2-referral-prize-package</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/3e36e89a-5440-4155-a0f9-095b4cb505ed/unsplash-image-X5UrOwSCYYI.jpg</image:loc>
      <image:title>VR Articles - 2022 Q2 Referral Prize Package - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/2022-federal-budget-the-highlights</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-04-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1650039054805-Z5RBP04252AHOUYZOIGV/unsplash-image-rgJ1J8SDEAY.jpg</image:loc>
      <image:title>VR Articles - 2022 Federal Budget - The Highlights - Housing Affordability</image:title>
      <image:caption>Personal</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1650039271680-FTCXSBN0C606Z68561I8/unsplash-image-UqNEbyRQ660.jpg</image:loc>
      <image:title>VR Articles - 2022 Federal Budget - The Highlights - Residential Property Flipping</image:title>
      <image:caption>Personal</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/d17a0314-a1f6-4144-8715-f93182596bab/unsplash-image-VWcPlbHglYc.jpg</image:loc>
      <image:title>VR Articles - 2022 Federal Budget - The Highlights - Small Business Deduction (taxable capital increase)</image:title>
      <image:caption>Business</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1650039653137-PYDG860XAWP6CWLFEZGG/unsplash-image-doplSDELX7E.jpg</image:loc>
      <image:title>VR Articles - 2022 Federal Budget - The Highlights - Intergenerational Transfers (Bill C-208)</image:title>
      <image:caption>Business</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1650040360347-5YSI8VDZ8GC90J4P2SW2/unsplash-image-fiXLQXAhCfk.jpg</image:loc>
      <image:title>VR Articles - 2022 Federal Budget - The Highlights - Flow-Through Shares</image:title>
      <image:caption>Business</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/when-to-incorporate-your-small-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-07</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/vehicle-tax-deductions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/5187134c-7cc2-4350-893d-d39beb65cfe2/Vert+Rempel+Vehicle+Tax+Deductions.jpeg</image:loc>
      <image:title>VR Articles - Corporate or Personal Vehicle Tax Deductions - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/start-using-these-quickbooks-features-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-07</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/4-things-you-should-know-about-selling-property-in-the-united-states</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-14</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/what-you-need-to-know-from-the-2021-federal-budget-update</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-14</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/grants-and-tax-benefits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-07</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/do-you-have-allowable-business-investment-loss</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-14</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/covid-19-financial-relief-summary</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/02e315df-c6be-41de-bc02-c46685e5ae3a/Payroll-7.jpg</image:loc>
      <image:title>VR Articles - COVID-19 – Financial Relief Summary - Make it stand out</image:title>
      <image:caption>Payroll</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/be7c860a-b218-4ac5-880a-968767d67d38/Loans-1.jpg</image:loc>
      <image:title>VR Articles - COVID-19 – Financial Relief Summary - Make it stand out</image:title>
      <image:caption>Loans</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/5dd0c20b-97c4-400c-81bf-b76ef2051585/Deferral-of-Tax-1.jpg</image:loc>
      <image:title>VR Articles - COVID-19 – Financial Relief Summary - Make it stand out</image:title>
      <image:caption>Deferral of Tax</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/31b61d26-53ae-4076-9c49-a24ca70d8f4b/Individual-3.jpg</image:loc>
      <image:title>VR Articles - COVID-19 – Financial Relief Summary - Make it stand out</image:title>
      <image:caption>Individual</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/86c5db58-3a2c-4b61-aebf-2a170155e661/Other-Individual-Support-3.jpg</image:loc>
      <image:title>VR Articles - COVID-19 – Financial Relief Summary - Make it stand out</image:title>
      <image:caption>Other Individual Support</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/456056cc-55ab-4757-9722-24c146e2cce9/Filing-Deadlines-2.jpg</image:loc>
      <image:title>VR Articles - COVID-19 – Financial Relief Summary - Make it stand out</image:title>
      <image:caption>Filing Deadlines</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/6a62431b-b23c-41a7-a02a-e8244ad13ed5/Other-Administrative-Deadlines-2.jpg</image:loc>
      <image:title>VR Articles - COVID-19 – Financial Relief Summary - Make it stand out</image:title>
      <image:caption>Other Administrative Deadlines</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/should-you-invest-in-your-tax-free-savings-account</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/f7e80af7-bbe5-4c66-b788-6853fe976ed1/newsletter-TFSA-table.png</image:loc>
      <image:title>VR Articles - Should You Invest in Your Tax Free Savings Account? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/what-is-a-capital-dividend</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-15</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/passive-income-and-small-business-deductions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/444321b9-15ad-4d96-9631-d3d492604f27/Screen+Shot+2022-01-10+at+5.00.50+PM.png</image:loc>
      <image:title>VR Articles - Passive Income and Small Business Deductions - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/everything-about-tax-on-split-income-tosi</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/5446925a-4b27-4108-b8b2-d0eeaf5f0c02/Screen+Shot+2022-01-10+at+5.07.25+PM.png</image:loc>
      <image:title>VR Articles - Everything You Need to Know About Tax On Split Income (TOSI) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/articles/how-to-pay-taxes-in-canada</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-14</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2024-08-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1641604419328-SWJONCWT4R77Y4YHR5QH/VR+ICON+5+THIN.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1641604436675-2UI4Q159K8SYR4BJZI42/VR+ICON+1+THIN.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1641604454480-K9SLUZ78KXF6C1RI8YXP/VR+ICON+4+THIN.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1641604468128-569KBNIHWZSOZ76412UF/VR+ICON+3+THIN.png</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618511387030-5LI1E5QMVTQ2RY9S00A4/20140228_Trade+151_0046+1.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618511440608-5BVMHVN4WR2I9YQV1WWR/Aro+Ha_0010+1.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618511467879-K5J9BYNACHJVDV3BNSFU/Aro+Ha_0387+1.jpg</image:loc>
      <image:title>Home</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/links</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-19</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/careers</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-05</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/team</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1618497259178-6XJGK9GR6YAVBQL5L519/20140301_Trade-151_012-2.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/7130e97a-b14b-4111-8055-641c8d516eb7/Vertefeuille+Rempel-30.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/985ba9ce-2d81-4100-9ce6-60dc688030b7/Vertefeuille+Rempel-37.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/0b927dee-5e76-411f-bf94-761f83a918ac/Vertefeuille+Rempel-33.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/7183210d-c1f5-4a0e-a778-584817c07772/2+copy.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/2dd0bb54-8402-493e-9c9a-759260c2e2e9/VR-February-2024-81.jpg</image:loc>
      <image:title>The Team</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/4d062aa5-3c2c-441f-89cf-da52fa499c44/Kevin+Vertefeuille</image:loc>
      <image:title>The Team - Kevin Vertefeuille, CPA, CMA, CA</image:title>
      <image:caption>RETIRED PARTNER In 1992, Kevin Vertefeuille decided to flex his entrepreneurial muscles and venture out on his own. Having worked in senior positions with provincial governments and well-known international and national accounting firms, he knew there was a niche in the market for a mid-sized accounting firm that could offer the expertise and bench strength that business owners and corporations needed but was more nimble and responsive than mega-firms. He founded the business based on his extensive background in taxation and audit and his philosophical desire to partner with business clients. As a well-balanced sort of fellow, Kevin now spends much of his time in Victoria serving the interests of BC-based clients and pursuing his interests in art, architecture, travel and motorsports.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/00ac17b7-7f2c-408a-ac07-145efbb73226/Jodi+Rempel</image:loc>
      <image:title>The Team - Jodi Rempel, CPA, CA</image:title>
      <image:caption>MANAGING PARTNER If you think Jodi Rempel fits the mould of the stereotypical accountant, well, you’d be half right. She has all the discipline, smarts, knowledge and attention to detail that you’d expect from a Managing Partner. In her 20 years with the company (joining in 2004, becoming partner in 2007) Jodi has brought her clients the benefits of her significant experience in tax planning, accounting, assurance and consulting services. Her strong work ethic and unrelenting commitment to her clients has earned her a solid and well-respected reputation. She counts it a privilege to work with her team as they continue to take care of clients that have been with the firm longer than she has! When she isn’t consulting with clients, you’ll find her deep into a good book, travelling or working out. As a recently retired competitive roller derby player, she is on the hunt for an equally exciting new hobby. Oh, and she can deadlift more than the weight of her husband. So large amounts of files are no problem. Email — LinkedIn</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/8600dc0e-e10c-456a-8543-62ff5ad55ee6/Alexander+Glydon</image:loc>
      <image:title>The Team - Alexander Glydon, CPA, In-Depth Tax</image:title>
      <image:caption>PARTNER Alex joined VR in August 2018, wrote and passed the CFE in September 2019 and was fully designated in January 2021. He is now taking the In-Depth Tax Program through CPA Canada in order to specialize in tax solutions for our clients. He has accomplished a lot in a short amount of time and is known as a jack-of-all-trades in the office. Alex is constantly thinking about each client’s specific situation and what options they might have to maximize their cash flow. Although he is early in his career, he has had exposure in many different areas/industries. And he uses this knowledge to help clients every day. When Alex isn’t finding creative solutions for clients, you’ll find him trash-talking at a staff table tennis match, playing rugby, hockey, squash and walking his dog Carter. And if you’re looking for a great meme, Alex is your guy. Email — LinkedIn</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/4ded7925-e05a-4f0e-a798-5d2e80e1c0ef/Allison+Ng</image:loc>
      <image:title>The Team - Allison Ng, CPA</image:title>
      <image:caption>STAFF ACCOUNTANT Allison joined the team in October 2021 and has enjoyed learning more about our clients by preparing various financial statements, corporate tax returns, personal tax planning and working with the team to answer client questions. She is willing to help on any project and can adapt to new tasks with the best of them. In her time at VR, she has also improved her table tennis game. If you’re on the other side of the net expect some well-placed shots and one-liners coming your way. And when she’s not at work you can find her reading, hiking, or enjoying a true-crime documentary.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/30819510-3de0-47ca-8c34-e5021401a8f7/Kaela+Leong</image:loc>
      <image:title>The Team - Kaela Leong</image:title>
      <image:caption>STAFF ACCOUNTANT With a background in marketing, Kaela is dipping her toes in the world of accounting when she joined the VR team in the summer of 2022 as the administrative assistant. Fast forward, she is now supporting the others in the office with bookkeeping, organizing, problem-solving and all things accounting. When she’s away from her keyboard, she is usually binge watching her favourite tv shows or is lost in a good book. She is the ultimate cheerleader when it comes to the friendly competition of table tennis and foosball in the office.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/4e531deb-e08a-4b1b-a45e-718895fe3686/3+copy.jpg</image:loc>
      <image:title>The Team - “An outstanding organization. Vertefeuille Rempel works hard to partner with you, understand your business and goals, and provide the best practice expertise in every scenario. They work tirelessly and effectively to meet and exceed your expectations.”</image:title>
      <image:caption>— Lonnie Lassu, Optimax Technical Corporation</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-29</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/services</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/827a262f-dae8-4a67-89aa-0bbe9e944bb7/07-01-2021+TAXES+ICON.png</image:loc>
      <image:title>Services - Make it stand out</image:title>
      <image:caption>Tax Planning &amp; Preparation While accurate tax filings are important, we are always considering whether we have minimized tax as much as possible in the process. This includes optimizing deductions and tax credits in the short term and reviewing how your company is set up in the longer term. We make it a priority to stay up to date on complex tax regulations and legislative changes so we can provide accurate advice that minimizes tax, maximizes savings and helps you achieve your financial goals efficiently. Planning: Annual remuneration strategies Amalgamations, windups, mergers and acquisitions Reorganization of corporate structures Shareholder buy-in or buy-out Succession planning Other tax minimization/deferral opportunities Preparation: Corporation tax (T2) Personal tax (T1) GST returns Remuneration returns (T4/T5 returns for salary/dividends) Partnership returns (T5013) Subcontractor returns (T5018)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/afa74ef1-1260-467f-9937-fa4deabfc69e/07-01-2021+TABLET+ICON.png</image:loc>
      <image:title>Services - Make it stand out</image:title>
      <image:caption>Trust &amp; Estates Did you know that Trusts can offer various tax and other benefits during an individual’s lifetime, as well as the next generation? While most people are familiar with trusts that occur as part of an estate with death, there are a number of other opportunities to minimize tax and maximize assets when implementing a Trust. This is truly the planning that always continues. But how do you know when this is right for you? As we get to know and understand your family and your goals, this is a topic we will cover at various points in the business life cycle. We utilize our experience, while considering the tax legislation, to weigh the pros and cons for you specifically. Income splitting between beneficiaries Multiplying the Lifetime Capital Gains Exemption Succession planning, often with an estate freeze Transfer of assets at death Qualified Disability Trusts Estate and Trust return preparation (T3)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/48967fe6-6119-4cbd-bc32-8fbef3395053/07-01-2021+ZOOM+ICON.png</image:loc>
      <image:title>Services - Make it stand out</image:title>
      <image:caption>Financial Statements Whether you are a new, growing or mature business, you will often have a requirement to provide financial statements to your partners, commercial lenders, mortgage brokers and other parties. Vertefeuille Rempel will ensure that these statements are professionally prepared to assist you in meeting those requirements. Guidance regarding setup of business record keeping (i.e. accounting software, spreadsheets and other helpful tips and tricks) Assistance with questions throughout the year Compilation Financial Statements Review Engagement Financial Statements and related services Audit Engagement Financial Statements and related services</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/c01d63bd-d718-4210-9277-0a8a18517818/07-01-2021+CONVERSATION+ICON.png</image:loc>
      <image:title>Services - Make it stand out</image:title>
      <image:caption>Business Advisory The best part about working with clients for many years is understanding when you may need custom services to achieve your current goal. Advisory services are often identified as part of our ongoing work, when additional requests are made by third parties such as lenders, or when we catch up on the family updates. Often this makes Vertefeuille Rempel the first point of communication for your holistic wealth strategy. We work together with your other professionals including investment and insurance advisors, lawyers and bankers to help you achieve your goal. Cash flow projections Retirement planning Coordinate with investment advisors for tax efficient investment strategies Analysis of life insurance proposals</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/privacy-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-18</lastmod>
  </url>
  <url>
    <loc>https://vertrempel.com/business-life-cycle</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/1fa21988-5769-4d0f-a16d-1420acf644fd/Life-Cycle-1.png</image:loc>
      <image:title>Business Life Cycle - Make it stand out</image:title>
      <image:caption>New Businesses Every big business was a small business first! Over the years, we have helped guide many business owners from the start-up phase through to sale and retirement. The key to success has always been good planning from the start. Our team can provide you with relevant guidance to help get your business started off right, including:   Structure type (proprietorship, corporation, partnership) Ownership structure (who should own the shares) Initial chart of accounts and accounting system (how to keep track of income/expenses) Registration with CRA and relevant provincial authorities  Assistance in understanding your tax reporting obligations (deadlines and instalments) Helping you to understand the cash flow and tax considerations of compensating yourself from your business (salary or dividends and at what amount)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/e944befa-550b-4baf-b3d6-2cb074e0fe2c/Life-Cycle-2.png</image:loc>
      <image:title>Business Life Cycle - Make it stand out</image:title>
      <image:caption>Growing Businesses The life of a business owner is never easy, but with hard work, perseverance and sound advice, business will grow and open the door to new opportunities! With those new opportunities comes new complexities that our team can help advise you through, including:  Reorganizations and advanced tax planning  Analysis of the tax implication of business acquisition and sale opportunities   Working with your wealth advisors to ensure a comprehensive and tax efficient retirement savings strategy  Review and audit engagements to help you access financing from lenders</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/cba2acb2-292a-4c30-aca7-4bd5702b08f2/Life-Cycle-3.png</image:loc>
      <image:title>Business Life Cycle - Make it stand out</image:title>
      <image:caption>Mature Businesses Every successful entrepreneur hopes to one day reap the benefits of the business they spent so many years growing. While every person is different, all business owners can benefit from the right professional advice when contemplating their business succession or sale. As always, the sooner we start planning here, the better! The Vertefeuille Rempel team have been able to help many business owners in the late stages of their business lifecycle by providing advice on:  Accessing the Lifetime Capital Gains Exemption on a business sale   Retirement and estate planning    Transitioning your business to the next generation</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://vertrempel.com/industries</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/ef132e36-e0c6-4d92-8cc8-ccac81ddc41e/Energy-%26-Natural-Resources.png</image:loc>
      <image:title>Industries - Make it stand out</image:title>
      <image:caption>Energy &amp; Natural Resources Vertefeuille Rempel has solid experience in energy services and can help you understand and mitigate risks related to suppliers and market fluctuations, help raise funds at critical times and deliver effective tax advice in an ever-changing regulatory environment.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/a6acbac0-b585-479a-8bb5-5d57b5fb0ca5/Non-Pro-Fit.png</image:loc>
      <image:title>Industries - Make it stand out</image:title>
      <image:caption>Not-For-Profit Vertefeuille Rempel understands the demanding statutes that charities and not-for-profits operate under, as well as the added complexities of volunteer management, accountability to a board of directors and the need for unique risk management strategies. We have a proven track record within the not-for-profit sector and our flexible approach is ideal for this unique industry.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/62259694-fe4b-4391-a16d-4a694cc8cfe7/Trade-Retail-%26-Distribution.png</image:loc>
      <image:title>Industries - Make it stand out</image:title>
      <image:caption>Trade, Retail &amp; Distribution Whether your business is online or bricks and mortar, we can help you implement procedures and control reviews, manage budgets, margins, international currencies and cash flow all to help you to maximize profitability. We position you for success while ensuring your financial records are complete and accurate.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/795a5844-a292-4047-a1cb-c4a2630c4938/Financial-Services.png</image:loc>
      <image:title>Industries - Make it stand out</image:title>
      <image:caption>Professional &amp; Financial Services Professional service businesses encompass a broad range of issues and concerns, including employee retention, growth management and exit strategies. Not only do we help you understand the financial implications of every decision and find the most beneficial business tax structure, we also understand the financial markets and offer strategies spanning the fund lifecycle, from investment to value creation to realization. We help you structure compensation packages to retain and motivate key employees. And when the time comes, we can release equity from your business and facilitate your exit strategy. Vertefeuille Rempel ensures you are compliant and on time with your filings and provides efficient alternatives to help reduce your tax burden.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/622ba621-fa83-42b5-8a3c-fcf4a8f16b18/Real-Estate-Construction-%26-Property.png</image:loc>
      <image:title>Industries - Make it stand out</image:title>
      <image:caption>Real Estate, Construction &amp; Property Vertefeuille Rempel helps you navigate the complex reporting, compliance and tax requirements that are inherent in real estate and property development. We also provide expertise on project appraisals, corporate finance opportunities, profit and loss forecasts and the taxation implications of employed versus self-employed contractor issues.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/619ef2eecfdac87717fa9481/4e242b7c-5a2b-4a01-8e34-ab9ee2f6bd26/Health-Services.png</image:loc>
      <image:title>Industries - Make it stand out</image:title>
      <image:caption>Health Services From purchasing an independent practice to financing its growth, our experience working with health services businesses provides the insight needed to manage and grow your practice while finding opportunities for tax relief. We can help with valuation and purchasing, growth financing and succession training.</image:caption>
    </image:image>
  </url>
</urlset>

